LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,472
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,513
−HK$1,058/mo
Today · 4.125%
HK$35,571
baseline
▲ 0.50% · 4.625%
HK$37,735
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,142/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,237
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,236
−HK$1,013/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,318
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,166
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,415
−HK$1,270/mo
Today · 4.125%
HK$42,685
baseline
▲ 0.50% · 4.625%
HK$45,282
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,370/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,684
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,883
−HK$1,215/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,581
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,860
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,318
−HK$1,481/mo
Today · 4.125%
HK$49,799
baseline
▲ 0.50% · 4.625%
HK$52,829
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,598/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,132
−HK$2,816/mo
▼ 0.25% · 3.875%
HK$53,530
−HK$1,418/mo
Today · 4.125%
HK$54,948
baseline
▲ 0.50% · 4.625%
HK$57,845
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,896/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,249
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,123
−HK$1,904/mo
Today · 4.125%
HK$64,027
baseline
▲ 0.50% · 4.625%
HK$67,923
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,054/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,026
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,824
−HK$1,824/mo
Today · 4.125%
HK$70,648
baseline
▲ 0.50% · 4.625%
HK$74,372
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,296/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,460 · Scale 2, in force from 26 Feb 2026)