LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,473
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,514
−HK$1,058/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,736
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,238
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,013/mo
Today · 4.125%
HK$39,250
baseline
▲ 0.50% · 4.625%
HK$41,319
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,500/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,167
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,269/mo
Today · 4.125%
HK$42,686
baseline
▲ 0.50% · 4.625%
HK$45,283
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,372/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,884
−HK$1,216/mo
Today · 4.125%
HK$47,100
baseline
▲ 0.50% · 4.625%
HK$49,583
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,200/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,862
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,319
−HK$1,481/mo
Today · 4.125%
HK$49,800
baseline
▲ 0.50% · 4.625%
HK$52,831
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,600/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,133
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,531
−HK$1,419/mo
Today · 4.125%
HK$54,950
baseline
▲ 0.50% · 4.625%
HK$57,846
+HK$2,896/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,900/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,251
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,125
−HK$1,904/mo
Today · 4.125%
HK$64,029
baseline
▲ 0.50% · 4.625%
HK$67,925
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,058/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,029
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,826
−HK$1,824/mo
Today · 4.125%
HK$70,650
baseline
▲ 0.50% · 4.625%
HK$74,374
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,300/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,477 · Scale 2, in force from 26 Feb 2026)