LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,473
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,515
−HK$1,057/mo
Today · 4.125%
HK$35,572
baseline
▲ 0.50% · 4.625%
HK$37,737
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,144/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,239
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,237
−HK$1,014/mo
Today · 4.125%
HK$39,251
baseline
▲ 0.50% · 4.625%
HK$41,320
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,502/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,168
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,270/mo
Today · 4.125%
HK$42,687
baseline
▲ 0.50% · 4.625%
HK$45,284
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,374/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,885
−HK$1,216/mo
Today · 4.125%
HK$47,101
baseline
▲ 0.50% · 4.625%
HK$49,583
+HK$2,482/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,202/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,863
−HK$2,938/mo
▼ 0.25% · 3.875%
HK$48,320
−HK$1,481/mo
Today · 4.125%
HK$49,801
baseline
▲ 0.50% · 4.625%
HK$52,832
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,602/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,134
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,532
−HK$1,419/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$57,847
+HK$2,896/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,126
−HK$1,904/mo
Today · 4.125%
HK$64,030
baseline
▲ 0.50% · 4.625%
HK$67,926
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,060/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,030
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,827
−HK$1,824/mo
Today · 4.125%
HK$70,651
baseline
▲ 0.50% · 4.625%
HK$74,375
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,302/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,486 · Scale 2, in force from 26 Feb 2026)