LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,475
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,013/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,170
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,419
−HK$1,270/mo
Today · 4.125%
HK$42,689
baseline
▲ 0.50% · 4.625%
HK$45,286
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,378/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,688
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,887
−HK$1,216/mo
Today · 4.125%
HK$47,103
baseline
▲ 0.50% · 4.625%
HK$49,586
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,206/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,865
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,322
−HK$1,482/mo
Today · 4.125%
HK$49,804
baseline
▲ 0.50% · 4.625%
HK$52,834
+HK$3,030/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,608/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,136
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,535
−HK$1,418/mo
Today · 4.125%
HK$54,953
baseline
▲ 0.50% · 4.625%
HK$57,850
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,906/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,255
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$62,129
−HK$1,904/mo
Today · 4.125%
HK$64,033
baseline
▲ 0.50% · 4.625%
HK$67,929
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,066/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,033
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,830
−HK$1,824/mo
Today · 4.125%
HK$70,654
baseline
▲ 0.50% · 4.625%
HK$74,378
+HK$3,724/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,308/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,510 · Scale 2, in force from 26 Feb 2026)