LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,477
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,519
−HK$1,058/mo
Today · 4.125%
HK$35,577
baseline
▲ 0.50% · 4.625%
HK$37,741
+HK$2,164/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,154/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,243
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,242
−HK$1,013/mo
Today · 4.125%
HK$39,255
baseline
▲ 0.50% · 4.625%
HK$41,324
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,510/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,173
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,270/mo
Today · 4.125%
HK$42,692
baseline
▲ 0.50% · 4.625%
HK$45,290
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,384/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,692
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,216/mo
Today · 4.125%
HK$47,106
baseline
▲ 0.50% · 4.625%
HK$49,589
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,212/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,868
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,326
−HK$1,481/mo
Today · 4.125%
HK$49,807
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,614/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,140
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,418/mo
Today · 4.125%
HK$54,957
baseline
▲ 0.50% · 4.625%
HK$57,854
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,914/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,259
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,133
−HK$1,905/mo
Today · 4.125%
HK$64,038
baseline
▲ 0.50% · 4.625%
HK$67,934
+HK$3,896/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,076/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,038
−HK$3,621/mo
▼ 0.25% · 3.875%
HK$68,835
−HK$1,824/mo
Today · 4.125%
HK$70,659
baseline
▲ 0.50% · 4.625%
HK$74,384
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,318/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,551 · Scale 2, in force from 26 Feb 2026)