LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,479
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,521
−HK$1,058/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,245
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,244
−HK$1,014/mo
Today · 4.125%
HK$39,258
baseline
▲ 0.50% · 4.625%
HK$41,327
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,516/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,175
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,425
−HK$1,270/mo
Today · 4.125%
HK$42,695
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,597/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,390/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,893
−HK$1,216/mo
Today · 4.125%
HK$47,109
baseline
▲ 0.50% · 4.625%
HK$49,593
+HK$2,484/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,218/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,871
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,329
−HK$1,481/mo
Today · 4.125%
HK$49,810
baseline
▲ 0.50% · 4.625%
HK$52,841
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,620/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,144
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,542
−HK$1,419/mo
Today · 4.125%
HK$54,961
baseline
▲ 0.50% · 4.625%
HK$57,858
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,922/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,263
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,137
−HK$1,905/mo
Today · 4.125%
HK$64,042
baseline
▲ 0.50% · 4.625%
HK$67,939
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,084/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,042
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,840
−HK$1,824/mo
Today · 4.125%
HK$70,664
baseline
▲ 0.50% · 4.625%
HK$74,389
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,328/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,587 · Scale 2, in force from 26 Feb 2026)