LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,480
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,521
−HK$1,058/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,744
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,013/mo
Today · 4.125%
HK$39,258
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,516/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,426
−HK$1,269/mo
Today · 4.125%
HK$42,695
baseline
▲ 0.50% · 4.625%
HK$45,293
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,390/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,894
−HK$1,216/mo
Today · 4.125%
HK$47,110
baseline
▲ 0.50% · 4.625%
HK$49,593
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,220/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,939/mo
▼ 0.25% · 3.875%
HK$48,330
−HK$1,481/mo
Today · 4.125%
HK$49,811
baseline
▲ 0.50% · 4.625%
HK$52,842
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,622/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,145
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,543
−HK$1,419/mo
Today · 4.125%
HK$54,962
baseline
▲ 0.50% · 4.625%
HK$57,859
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,924/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,138
−HK$1,905/mo
Today · 4.125%
HK$64,043
baseline
▲ 0.50% · 4.625%
HK$67,940
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,086/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,043
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,841
−HK$1,824/mo
Today · 4.125%
HK$70,665
baseline
▲ 0.50% · 4.625%
HK$74,390
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,330/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,595 · Scale 2, in force from 26 Feb 2026)