LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,480
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,522
−HK$1,058/mo
Today · 4.125%
HK$35,580
baseline
▲ 0.50% · 4.625%
HK$37,745
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,160/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,246
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,245
−HK$1,014/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,328
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,176
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,426
−HK$1,270/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$45,294
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,696
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,894
−HK$1,217/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,594
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,872
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,330
−HK$1,482/mo
Today · 4.125%
HK$49,812
baseline
▲ 0.50% · 4.625%
HK$52,843
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,624/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,145
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,544
−HK$1,418/mo
Today · 4.125%
HK$54,962
baseline
▲ 0.50% · 4.625%
HK$57,859
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,924/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,265
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,139
−HK$1,905/mo
Today · 4.125%
HK$64,044
baseline
▲ 0.50% · 4.625%
HK$67,941
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,088/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,044
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,842
−HK$1,824/mo
Today · 4.125%
HK$70,666
baseline
▲ 0.50% · 4.625%
HK$74,391
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,332/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,601 · Scale 2, in force from 26 Feb 2026)