LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,482
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,523
−HK$1,058/mo
Today · 4.125%
HK$35,581
baseline
▲ 0.50% · 4.625%
HK$37,746
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,162/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,248
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,247
−HK$1,013/mo
Today · 4.125%
HK$39,260
baseline
▲ 0.50% · 4.625%
HK$41,330
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,520/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,178
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,428
−HK$1,270/mo
Today · 4.125%
HK$42,698
baseline
▲ 0.50% · 4.625%
HK$45,296
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,396/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,698
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,896
−HK$1,217/mo
Today · 4.125%
HK$47,113
baseline
▲ 0.50% · 4.625%
HK$49,596
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,226/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,874
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,332
−HK$1,482/mo
Today · 4.125%
HK$49,814
baseline
▲ 0.50% · 4.625%
HK$52,845
+HK$3,031/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$99,628/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,147
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,546
−HK$1,419/mo
Today · 4.125%
HK$54,965
baseline
▲ 0.50% · 4.625%
HK$57,862
+HK$2,897/mo
Deposit HK$4.40M · loan HK$10.28M · min. income ≈ HK$109,930/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,267
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$62,142
−HK$1,904/mo
Today · 4.125%
HK$64,046
baseline
▲ 0.50% · 4.625%
HK$67,943
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$128,092/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,046
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,845
−HK$1,824/mo
Today · 4.125%
HK$70,669
baseline
▲ 0.50% · 4.625%
HK$74,394
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.21M · min. income ≈ HK$141,338/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,624 · Scale 2, in force from 26 Feb 2026)