LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,482
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,524
−HK$1,058/mo
Today · 4.125%
HK$35,582
baseline
▲ 0.50% · 4.625%
HK$37,747
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,164/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,249
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,248
−HK$1,013/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,331
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,179
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,429
−HK$1,269/mo
Today · 4.125%
HK$42,698
baseline
▲ 0.50% · 4.625%
HK$45,296
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,396/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,699
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,897
−HK$1,216/mo
Today · 4.125%
HK$47,113
baseline
▲ 0.50% · 4.625%
HK$49,597
+HK$2,484/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,226/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,875
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,333
−HK$1,482/mo
Today · 4.125%
HK$49,815
baseline
▲ 0.50% · 4.625%
HK$52,846
+HK$3,031/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,630/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,148
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,547
−HK$1,419/mo
Today · 4.125%
HK$54,966
baseline
▲ 0.50% · 4.625%
HK$57,863
+HK$2,897/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,932/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,268
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,143
−HK$1,905/mo
Today · 4.125%
HK$64,048
baseline
▲ 0.50% · 4.625%
HK$67,945
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,096/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,048
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,846
−HK$1,824/mo
Today · 4.125%
HK$70,670
baseline
▲ 0.50% · 4.625%
HK$74,395
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,340/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,635 · Scale 2, in force from 26 Feb 2026)