LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,485
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$1,058/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,750
+HK$2,166/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,014/mo
Today · 4.125%
HK$39,264
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,528/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,181
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,431
−HK$1,270/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$45,299
+HK$2,598/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,702
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,900
−HK$1,217/mo
Today · 4.125%
HK$47,117
baseline
▲ 0.50% · 4.625%
HK$49,600
+HK$2,483/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,234/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,878
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,337
−HK$1,481/mo
Today · 4.125%
HK$49,818
baseline
▲ 0.50% · 4.625%
HK$52,849
+HK$3,031/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,636/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,152
−HK$2,817/mo
▼ 0.25% · 3.875%
HK$53,550
−HK$1,419/mo
Today · 4.125%
HK$54,969
baseline
▲ 0.50% · 4.625%
HK$57,867
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,938/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,147
−HK$1,905/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,949
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,052
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,851
−HK$1,824/mo
Today · 4.125%
HK$70,675
baseline
▲ 0.50% · 4.625%
HK$74,400
+HK$3,725/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,350/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,672 · Scale 2, in force from 26 Feb 2026)