LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,486
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$1,058/mo
Today · 4.125%
HK$35,586
baseline
▲ 0.50% · 4.625%
HK$37,751
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,172/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,252
−HK$1,014/mo
Today · 4.125%
HK$39,266
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,532/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,183
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,433
−HK$1,270/mo
Today · 4.125%
HK$42,703
baseline
▲ 0.50% · 4.625%
HK$45,302
+HK$2,599/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,406/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,704
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,903
−HK$1,216/mo
Today · 4.125%
HK$47,119
baseline
▲ 0.50% · 4.625%
HK$49,603
+HK$2,484/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,238/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,881
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,339
−HK$1,482/mo
Today · 4.125%
HK$49,821
baseline
▲ 0.50% · 4.625%
HK$52,852
+HK$3,031/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,642/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,154
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,553
−HK$1,419/mo
Today · 4.125%
HK$54,972
baseline
▲ 0.50% · 4.625%
HK$57,870
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,944/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,275
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,150
−HK$1,905/mo
Today · 4.125%
HK$64,055
baseline
▲ 0.50% · 4.625%
HK$67,953
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,110/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,056
−HK$3,622/mo
▼ 0.25% · 3.875%
HK$68,854
−HK$1,824/mo
Today · 4.125%
HK$70,678
baseline
▲ 0.50% · 4.625%
HK$74,404
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,356/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,699 · Scale 2, in force from 26 Feb 2026)