LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,488
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,529
−HK$1,059/mo
Today · 4.125%
HK$35,588
baseline
▲ 0.50% · 4.625%
HK$37,753
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,176/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,255
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,254
−HK$1,013/mo
Today · 4.125%
HK$39,267
baseline
▲ 0.50% · 4.625%
HK$41,337
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,534/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,185
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,435
−HK$1,270/mo
Today · 4.125%
HK$42,705
baseline
▲ 0.50% · 4.625%
HK$45,304
+HK$2,599/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,410/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,706
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,905
−HK$1,216/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,605
+HK$2,484/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,883
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,341
−HK$1,482/mo
Today · 4.125%
HK$49,823
baseline
▲ 0.50% · 4.625%
HK$52,854
+HK$3,031/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,646/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,156
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,555
−HK$1,419/mo
Today · 4.125%
HK$54,974
baseline
▲ 0.50% · 4.625%
HK$57,872
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,948/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,278
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,153
−HK$1,905/mo
Today · 4.125%
HK$64,058
baseline
▲ 0.50% · 4.625%
HK$67,955
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,116/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,058
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,857
−HK$1,824/mo
Today · 4.125%
HK$70,681
baseline
▲ 0.50% · 4.625%
HK$74,407
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,362/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,721 · Scale 2, in force from 26 Feb 2026)