LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,489
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,530
−HK$1,059/mo
Today · 4.125%
HK$35,589
baseline
▲ 0.50% · 4.625%
HK$37,754
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,178/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,256
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,255
−HK$1,014/mo
Today · 4.125%
HK$39,269
baseline
▲ 0.50% · 4.625%
HK$41,338
+HK$2,069/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,538/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,186
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,436
−HK$1,270/mo
Today · 4.125%
HK$42,706
baseline
▲ 0.50% · 4.625%
HK$45,305
+HK$2,599/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$85,412/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,707
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,906
−HK$1,216/mo
Today · 4.125%
HK$47,122
baseline
▲ 0.50% · 4.625%
HK$49,606
+HK$2,484/mo
Deposit HK$5.87M · loan HK$8.81M · min. income ≈ HK$94,244/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,884
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,342
−HK$1,482/mo
Today · 4.125%
HK$49,824
baseline
▲ 0.50% · 4.625%
HK$52,856
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,648/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,158
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,557
−HK$1,419/mo
Today · 4.125%
HK$54,976
baseline
▲ 0.50% · 4.625%
HK$57,874
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,952/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,279
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,155
−HK$1,905/mo
Today · 4.125%
HK$64,060
baseline
▲ 0.50% · 4.625%
HK$67,957
+HK$3,897/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,120/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,060
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,859
−HK$1,824/mo
Today · 4.125%
HK$70,683
baseline
▲ 0.50% · 4.625%
HK$74,409
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,366/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,738 · Scale 2, in force from 26 Feb 2026)