LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,492
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,534
−HK$1,059/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,758
+HK$2,165/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,260
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,259
−HK$1,014/mo
Today · 4.125%
HK$39,273
baseline
▲ 0.50% · 4.625%
HK$41,343
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,546/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,191
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,441
−HK$1,270/mo
Today · 4.125%
HK$42,711
baseline
▲ 0.50% · 4.625%
HK$45,310
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,422/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,712
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,911
−HK$1,216/mo
Today · 4.125%
HK$47,127
baseline
▲ 0.50% · 4.625%
HK$49,612
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,254/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,889
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,348
−HK$1,482/mo
Today · 4.125%
HK$49,830
baseline
▲ 0.50% · 4.625%
HK$52,862
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,660/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,164
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,563
−HK$1,419/mo
Today · 4.125%
HK$54,982
baseline
▲ 0.50% · 4.625%
HK$57,880
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,964/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,286
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,161
−HK$1,906/mo
Today · 4.125%
HK$64,067
baseline
▲ 0.50% · 4.625%
HK$67,965
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,134/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,068
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,866
−HK$1,825/mo
Today · 4.125%
HK$70,691
baseline
▲ 0.50% · 4.625%
HK$74,417
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,382/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,799 · Scale 2, in force from 26 Feb 2026)