LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,493
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,535
−HK$1,058/mo
Today · 4.125%
HK$35,593
baseline
▲ 0.50% · 4.625%
HK$37,759
+HK$2,166/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,186/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,260
−HK$1,014/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,344
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$7.89M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,442
−HK$1,270/mo
Today · 4.125%
HK$42,712
baseline
▲ 0.50% · 4.625%
HK$45,311
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,424/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,713
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,912
−HK$1,216/mo
Today · 4.125%
HK$47,128
baseline
▲ 0.50% · 4.625%
HK$49,613
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,256/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,890
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,349
−HK$1,482/mo
Today · 4.125%
HK$49,831
baseline
▲ 0.50% · 4.625%
HK$52,863
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,662/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,165
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,564
−HK$1,419/mo
Today · 4.125%
HK$54,983
baseline
▲ 0.50% · 4.625%
HK$57,881
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,966/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,287
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,163
−HK$1,905/mo
Today · 4.125%
HK$64,068
baseline
▲ 0.50% · 4.625%
HK$67,966
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,136/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,069
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,868
−HK$1,825/mo
Today · 4.125%
HK$70,693
baseline
▲ 0.50% · 4.625%
HK$74,419
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,386/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,811 · Scale 2, in force from 26 Feb 2026)