LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,493
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,535
−HK$1,059/mo
Today · 4.125%
HK$35,594
baseline
▲ 0.50% · 4.625%
HK$37,760
+HK$2,166/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,188/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,261
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,261
−HK$1,013/mo
Today · 4.125%
HK$39,274
baseline
▲ 0.50% · 4.625%
HK$41,344
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,548/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,192
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,442
−HK$1,271/mo
Today · 4.125%
HK$42,713
baseline
▲ 0.50% · 4.625%
HK$45,312
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,426/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,713
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,913
−HK$1,216/mo
Today · 4.125%
HK$47,129
baseline
▲ 0.50% · 4.625%
HK$49,613
+HK$2,484/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,258/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,891
−HK$2,940/mo
▼ 0.25% · 3.875%
HK$48,349
−HK$1,482/mo
Today · 4.125%
HK$49,831
baseline
▲ 0.50% · 4.625%
HK$52,863
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,662/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,166
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,565
−HK$1,419/mo
Today · 4.125%
HK$54,984
baseline
▲ 0.50% · 4.625%
HK$57,882
+HK$2,898/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,968/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,164
−HK$1,905/mo
Today · 4.125%
HK$64,069
baseline
▲ 0.50% · 4.625%
HK$67,967
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,138/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,070
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,869
−HK$1,825/mo
Today · 4.125%
HK$70,694
baseline
▲ 0.50% · 4.625%
HK$74,420
+HK$3,726/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,388/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,818 · Scale 2, in force from 26 Feb 2026)