LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,496
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$1,058/mo
Today · 4.125%
HK$35,596
baseline
▲ 0.50% · 4.625%
HK$37,762
+HK$2,166/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,192/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,264
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,263
−HK$1,014/mo
Today · 4.125%
HK$39,277
baseline
▲ 0.50% · 4.625%
HK$41,348
+HK$2,071/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,554/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,195
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,445
−HK$1,271/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$45,315
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,916
−HK$1,217/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$49,617
+HK$2,484/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,894
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,353
−HK$1,482/mo
Today · 4.125%
HK$49,835
baseline
▲ 0.50% · 4.625%
HK$52,867
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,670/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,170
−HK$2,818/mo
▼ 0.25% · 3.875%
HK$53,569
−HK$1,419/mo
Today · 4.125%
HK$54,988
baseline
▲ 0.50% · 4.625%
HK$57,887
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,976/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,293
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,168
−HK$1,906/mo
Today · 4.125%
HK$64,074
baseline
▲ 0.50% · 4.625%
HK$67,972
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,148/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,075
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,874
−HK$1,825/mo
Today · 4.125%
HK$70,699
baseline
▲ 0.50% · 4.625%
HK$74,426
+HK$3,727/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,398/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,860 · Scale 2, in force from 26 Feb 2026)