LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,497
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,538
−HK$1,059/mo
Today · 4.125%
HK$35,597
baseline
▲ 0.50% · 4.625%
HK$37,763
+HK$2,166/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$71,194/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,265
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,264
−HK$1,014/mo
Today · 4.125%
HK$39,278
baseline
▲ 0.50% · 4.625%
HK$41,348
+HK$2,070/mo
Deposit HK$7.34M · loan HK$7.34M · min. income ≈ HK$78,556/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,196
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,446
−HK$1,270/mo
Today · 4.125%
HK$42,716
baseline
▲ 0.50% · 4.625%
HK$45,316
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,432/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,717
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,917
−HK$1,216/mo
Today · 4.125%
HK$47,133
baseline
▲ 0.50% · 4.625%
HK$49,618
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,266/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,895
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,354
−HK$1,482/mo
Today · 4.125%
HK$49,836
baseline
▲ 0.50% · 4.625%
HK$52,868
+HK$3,032/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,672/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,170
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,570
−HK$1,419/mo
Today · 4.125%
HK$54,989
baseline
▲ 0.50% · 4.625%
HK$57,888
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,978/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,294
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,169
−HK$1,906/mo
Today · 4.125%
HK$64,075
baseline
▲ 0.50% · 4.625%
HK$67,973
+HK$3,898/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,150/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,076
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,875
−HK$1,825/mo
Today · 4.125%
HK$70,700
baseline
▲ 0.50% · 4.625%
HK$74,427
+HK$3,727/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,400/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,868 · Scale 2, in force from 26 Feb 2026)