LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,500
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$1,058/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,767
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,268
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,268
−HK$1,013/mo
Today · 4.125%
HK$39,281
baseline
▲ 0.50% · 4.625%
HK$41,352
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,562/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,200
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,450
−HK$1,270/mo
Today · 4.125%
HK$42,720
baseline
▲ 0.50% · 4.625%
HK$45,320
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,440/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,722
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,921
−HK$1,217/mo
Today · 4.125%
HK$47,138
baseline
▲ 0.50% · 4.625%
HK$49,622
+HK$2,484/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,276/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,899
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,358
−HK$1,482/mo
Today · 4.125%
HK$49,840
baseline
▲ 0.50% · 4.625%
HK$52,873
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,680/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,175
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,575
−HK$1,419/mo
Today · 4.125%
HK$54,994
baseline
▲ 0.50% · 4.625%
HK$57,893
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,988/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,299
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,175
−HK$1,906/mo
Today · 4.125%
HK$64,081
baseline
▲ 0.50% · 4.625%
HK$67,980
+HK$3,899/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,162/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,082
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,882
−HK$1,825/mo
Today · 4.125%
HK$70,707
baseline
▲ 0.50% · 4.625%
HK$74,434
+HK$3,727/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,414/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,919 · Scale 2, in force from 26 Feb 2026)