LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,501
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,543
−HK$1,058/mo
Today · 4.125%
HK$35,601
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,202/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,269
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,269
−HK$1,014/mo
Today · 4.125%
HK$39,283
baseline
▲ 0.50% · 4.625%
HK$41,353
+HK$2,070/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,566/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,201
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,451
−HK$1,271/mo
Today · 4.125%
HK$42,722
baseline
▲ 0.50% · 4.625%
HK$45,321
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$85,444/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,723
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,922
−HK$1,217/mo
Today · 4.125%
HK$47,139
baseline
▲ 0.50% · 4.625%
HK$49,624
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.81M · min. income ≈ HK$94,278/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,901
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,360
−HK$1,482/mo
Today · 4.125%
HK$49,842
baseline
▲ 0.50% · 4.625%
HK$52,875
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,684/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,177
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,576
−HK$1,420/mo
Today · 4.125%
HK$54,996
baseline
▲ 0.50% · 4.625%
HK$57,895
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$109,992/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,301
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,177
−HK$1,906/mo
Today · 4.125%
HK$64,083
baseline
▲ 0.50% · 4.625%
HK$67,982
+HK$3,899/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,166/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,084
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,884
−HK$1,825/mo
Today · 4.125%
HK$70,709
baseline
▲ 0.50% · 4.625%
HK$74,436
+HK$3,727/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,418/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,936 · Scale 2, in force from 26 Feb 2026)