LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,503
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,545
−HK$1,059/mo
Today · 4.125%
HK$35,604
baseline
▲ 0.50% · 4.625%
HK$37,770
+HK$2,166/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,208/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,272
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,271
−HK$1,014/mo
Today · 4.125%
HK$39,285
baseline
▲ 0.50% · 4.625%
HK$41,356
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,570/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,204
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,454
−HK$1,271/mo
Today · 4.125%
HK$42,725
baseline
▲ 0.50% · 4.625%
HK$45,324
+HK$2,599/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,450/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,726
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,926
−HK$1,216/mo
Today · 4.125%
HK$47,142
baseline
▲ 0.50% · 4.625%
HK$49,627
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,284/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,904
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,363
−HK$1,482/mo
Today · 4.125%
HK$49,845
baseline
▲ 0.50% · 4.625%
HK$52,878
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$99,690/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,180
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,580
−HK$1,420/mo
Today · 4.125%
HK$55,000
baseline
▲ 0.50% · 4.625%
HK$57,899
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.28M · min. income ≈ HK$110,000/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,305
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,181
−HK$1,906/mo
Today · 4.125%
HK$64,087
baseline
▲ 0.50% · 4.625%
HK$67,987
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,174/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,089
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,888
−HK$1,826/mo
Today · 4.125%
HK$70,714
baseline
▲ 0.50% · 4.625%
HK$74,441
+HK$3,727/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,428/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$550,974 · Scale 2, in force from 26 Feb 2026)