LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,506
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,549
−HK$1,058/mo
Today · 4.125%
HK$35,607
baseline
▲ 0.50% · 4.625%
HK$37,774
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,214/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,275
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,275
−HK$1,014/mo
Today · 4.125%
HK$39,289
baseline
▲ 0.50% · 4.625%
HK$41,360
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,578/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,208
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,458
−HK$1,271/mo
Today · 4.125%
HK$42,729
baseline
▲ 0.50% · 4.625%
HK$45,329
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,458/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,731
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,930
−HK$1,217/mo
Today · 4.125%
HK$47,147
baseline
▲ 0.50% · 4.625%
HK$49,632
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,294/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,909
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,368
−HK$1,482/mo
Today · 4.125%
HK$49,850
baseline
▲ 0.50% · 4.625%
HK$52,884
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,700/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,186
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,585
−HK$1,420/mo
Today · 4.125%
HK$55,005
baseline
▲ 0.50% · 4.625%
HK$57,904
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,010/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,311
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,187
−HK$1,906/mo
Today · 4.125%
HK$64,093
baseline
▲ 0.50% · 4.625%
HK$67,993
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$128,186/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,096
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,895
−HK$1,826/mo
Today · 4.125%
HK$70,721
baseline
▲ 0.50% · 4.625%
HK$74,449
+HK$3,728/mo
Deposit HK$1.47M · loan HK$13.22M · min. income ≈ HK$141,442/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,029 · Scale 2, in force from 26 Feb 2026)