LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,508
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,551
−HK$1,058/mo
Today · 4.125%
HK$35,609
baseline
▲ 0.50% · 4.625%
HK$37,776
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,218/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,278
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,277
−HK$1,015/mo
Today · 4.125%
HK$39,292
baseline
▲ 0.50% · 4.625%
HK$41,363
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,584/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,270/mo
Today · 4.125%
HK$42,731
baseline
▲ 0.50% · 4.625%
HK$45,331
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,462/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,733
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,217/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,635
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,912
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,371
−HK$1,482/mo
Today · 4.125%
HK$49,853
baseline
▲ 0.50% · 4.625%
HK$52,887
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,706/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,189
−HK$2,819/mo
▼ 0.25% · 3.875%
HK$53,588
−HK$1,420/mo
Today · 4.125%
HK$55,008
baseline
▲ 0.50% · 4.625%
HK$57,908
+HK$2,900/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,016/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,315
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,191
−HK$1,906/mo
Today · 4.125%
HK$64,097
baseline
▲ 0.50% · 4.625%
HK$67,997
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,194/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,100
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,899
−HK$1,826/mo
Today · 4.125%
HK$70,725
baseline
▲ 0.50% · 4.625%
HK$74,453
+HK$3,728/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,450/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,061 · Scale 2, in force from 26 Feb 2026)