LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,509
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,551
−HK$1,059/mo
Today · 4.125%
HK$35,610
baseline
▲ 0.50% · 4.625%
HK$37,777
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,220/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,278
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,278
−HK$1,014/mo
Today · 4.125%
HK$39,292
baseline
▲ 0.50% · 4.625%
HK$41,363
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,584/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,210
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,461
−HK$1,271/mo
Today · 4.125%
HK$42,732
baseline
▲ 0.50% · 4.625%
HK$45,332
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,464/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,734
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,933
−HK$1,217/mo
Today · 4.125%
HK$47,150
baseline
▲ 0.50% · 4.625%
HK$49,636
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,300/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,912
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,371
−HK$1,483/mo
Today · 4.125%
HK$49,854
baseline
▲ 0.50% · 4.625%
HK$52,887
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,708/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,189
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,589
−HK$1,420/mo
Today · 4.125%
HK$55,009
baseline
▲ 0.50% · 4.625%
HK$57,908
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,018/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,315
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,192
−HK$1,906/mo
Today · 4.125%
HK$64,098
baseline
▲ 0.50% · 4.625%
HK$67,998
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,196/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,100
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,900
−HK$1,826/mo
Today · 4.125%
HK$70,726
baseline
▲ 0.50% · 4.625%
HK$74,454
+HK$3,728/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,452/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,066 · Scale 2, in force from 26 Feb 2026)