LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,510
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,552
−HK$1,059/mo
Today · 4.125%
HK$35,611
baseline
▲ 0.50% · 4.625%
HK$37,778
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,222/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,279
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,279
−HK$1,014/mo
Today · 4.125%
HK$39,293
baseline
▲ 0.50% · 4.625%
HK$41,365
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,586/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,212
−HK$2,521/mo
▼ 0.25% · 3.875%
HK$41,462
−HK$1,271/mo
Today · 4.125%
HK$42,733
baseline
▲ 0.50% · 4.625%
HK$45,334
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,466/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,735
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,935
−HK$1,217/mo
Today · 4.125%
HK$47,152
baseline
▲ 0.50% · 4.625%
HK$49,637
+HK$2,485/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,304/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,914
−HK$2,941/mo
▼ 0.25% · 3.875%
HK$48,373
−HK$1,482/mo
Today · 4.125%
HK$49,855
baseline
▲ 0.50% · 4.625%
HK$52,889
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,710/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,191
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,591
−HK$1,420/mo
Today · 4.125%
HK$55,011
baseline
▲ 0.50% · 4.625%
HK$57,910
+HK$2,899/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,022/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,317
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,194
−HK$1,906/mo
Today · 4.125%
HK$64,100
baseline
▲ 0.50% · 4.625%
HK$68,000
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,200/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,103
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,902
−HK$1,826/mo
Today · 4.125%
HK$70,728
baseline
▲ 0.50% · 4.625%
HK$74,456
+HK$3,728/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,456/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,085 · Scale 2, in force from 26 Feb 2026)