LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,511
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,554
−HK$1,059/mo
Today · 4.125%
HK$35,613
baseline
▲ 0.50% · 4.625%
HK$37,780
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,226/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,281
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,014/mo
Today · 4.125%
HK$39,295
baseline
▲ 0.50% · 4.625%
HK$41,366
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,590/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,213
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,464
−HK$1,271/mo
Today · 4.125%
HK$42,735
baseline
▲ 0.50% · 4.625%
HK$45,336
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,470/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,737
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,937
−HK$1,217/mo
Today · 4.125%
HK$47,154
baseline
▲ 0.50% · 4.625%
HK$49,640
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,308/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,916
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,375
−HK$1,483/mo
Today · 4.125%
HK$49,858
baseline
▲ 0.50% · 4.625%
HK$52,891
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,716/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,193
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,593
−HK$1,420/mo
Today · 4.125%
HK$55,013
baseline
▲ 0.50% · 4.625%
HK$57,913
+HK$2,900/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,026/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,320
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,196
−HK$1,907/mo
Today · 4.125%
HK$64,103
baseline
▲ 0.50% · 4.625%
HK$68,003
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,206/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,106
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,905
−HK$1,826/mo
Today · 4.125%
HK$70,731
baseline
▲ 0.50% · 4.625%
HK$74,459
+HK$3,728/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,462/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,110 · Scale 2, in force from 26 Feb 2026)