LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,512
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,554
−HK$1,059/mo
Today · 4.125%
HK$35,613
baseline
▲ 0.50% · 4.625%
HK$37,780
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,226/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,282
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,281
−HK$1,015/mo
Today · 4.125%
HK$39,296
baseline
▲ 0.50% · 4.625%
HK$41,367
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,592/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,214
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,465
−HK$1,271/mo
Today · 4.125%
HK$42,736
baseline
▲ 0.50% · 4.625%
HK$45,336
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,472/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,738
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,938
−HK$1,217/mo
Today · 4.125%
HK$47,155
baseline
▲ 0.50% · 4.625%
HK$49,641
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,310/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,917
−HK$2,942/mo
▼ 0.25% · 3.875%
HK$48,376
−HK$1,483/mo
Today · 4.125%
HK$49,859
baseline
▲ 0.50% · 4.625%
HK$52,892
+HK$3,033/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,718/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,194
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,594
−HK$1,420/mo
Today · 4.125%
HK$55,014
baseline
▲ 0.50% · 4.625%
HK$57,914
+HK$2,900/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,028/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,321
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,198
−HK$1,906/mo
Today · 4.125%
HK$64,104
baseline
▲ 0.50% · 4.625%
HK$68,005
+HK$3,901/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,208/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,107
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,907
−HK$1,825/mo
Today · 4.125%
HK$70,732
baseline
▲ 0.50% · 4.625%
HK$74,461
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,464/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,121 · Scale 2, in force from 26 Feb 2026)