LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,513
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,556
−HK$1,059/mo
Today · 4.125%
HK$35,615
baseline
▲ 0.50% · 4.625%
HK$37,782
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,230/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,283
−HK$1,014/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,369
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,216
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,467
−HK$1,271/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$45,338
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,740
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,940
−HK$1,217/mo
Today · 4.125%
HK$47,157
baseline
▲ 0.50% · 4.625%
HK$49,643
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,314/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,918
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,378
−HK$1,483/mo
Today · 4.125%
HK$49,861
baseline
▲ 0.50% · 4.625%
HK$52,895
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,722/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,196
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,596
−HK$1,420/mo
Today · 4.125%
HK$55,016
baseline
▲ 0.50% · 4.625%
HK$57,916
+HK$2,900/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,032/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,324
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,200
−HK$1,907/mo
Today · 4.125%
HK$64,107
baseline
▲ 0.50% · 4.625%
HK$68,007
+HK$3,900/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,214/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,110
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,909
−HK$1,826/mo
Today · 4.125%
HK$70,735
baseline
▲ 0.50% · 4.625%
HK$74,464
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,470/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,142 · Scale 2, in force from 26 Feb 2026)