LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,519
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,561
−HK$1,059/mo
Today · 4.125%
HK$35,620
baseline
▲ 0.50% · 4.625%
HK$37,788
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,240/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,289
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,289
−HK$1,015/mo
Today · 4.125%
HK$39,304
baseline
▲ 0.50% · 4.625%
HK$41,375
+HK$2,071/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,608/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,222
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,473
−HK$1,272/mo
Today · 4.125%
HK$42,745
baseline
▲ 0.50% · 4.625%
HK$45,345
+HK$2,600/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,490/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,747
−HK$2,417/mo
▼ 0.25% · 3.875%
HK$45,947
−HK$1,217/mo
Today · 4.125%
HK$47,164
baseline
▲ 0.50% · 4.625%
HK$49,650
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,328/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,926
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,386
−HK$1,483/mo
Today · 4.125%
HK$49,869
baseline
▲ 0.50% · 4.625%
HK$52,903
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,738/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,205
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,605
−HK$1,420/mo
Today · 4.125%
HK$55,025
baseline
▲ 0.50% · 4.625%
HK$57,926
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,050/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,333
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,210
−HK$1,907/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$68,018
+HK$3,901/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,120
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,920
−HK$1,827/mo
Today · 4.125%
HK$70,747
baseline
▲ 0.50% · 4.625%
HK$74,476
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,494/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,230 · Scale 2, in force from 26 Feb 2026)