LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,520
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,562
−HK$1,060/mo
Today · 4.125%
HK$35,622
baseline
▲ 0.50% · 4.625%
HK$37,789
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,244/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,290
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,290
−HK$1,015/mo
Today · 4.125%
HK$39,305
baseline
▲ 0.50% · 4.625%
HK$41,377
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,610/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,223
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,475
−HK$1,271/mo
Today · 4.125%
HK$42,746
baseline
▲ 0.50% · 4.625%
HK$45,347
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,492/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,748
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,948
−HK$1,218/mo
Today · 4.125%
HK$47,166
baseline
▲ 0.50% · 4.625%
HK$49,652
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,332/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,927
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,387
−HK$1,483/mo
Today · 4.125%
HK$49,870
baseline
▲ 0.50% · 4.625%
HK$52,905
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,740/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,206
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,606
−HK$1,421/mo
Today · 4.125%
HK$55,027
baseline
▲ 0.50% · 4.625%
HK$57,927
+HK$2,900/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,054/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,335
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,212
−HK$1,907/mo
Today · 4.125%
HK$64,119
baseline
▲ 0.50% · 4.625%
HK$68,020
+HK$3,901/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,238/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,122
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,923
−HK$1,826/mo
Today · 4.125%
HK$70,749
baseline
▲ 0.50% · 4.625%
HK$74,478
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,498/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,247 · Scale 2, in force from 26 Feb 2026)