LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,520
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,563
−HK$1,060/mo
Today · 4.125%
HK$35,623
baseline
▲ 0.50% · 4.625%
HK$37,790
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,246/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,291
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,291
−HK$1,015/mo
Today · 4.125%
HK$39,306
baseline
▲ 0.50% · 4.625%
HK$41,378
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,612/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,225
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,476
−HK$1,271/mo
Today · 4.125%
HK$42,747
baseline
▲ 0.50% · 4.625%
HK$45,348
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,494/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,749
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,950
−HK$1,217/mo
Today · 4.125%
HK$47,167
baseline
▲ 0.50% · 4.625%
HK$49,653
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,334/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,929
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,388
−HK$1,484/mo
Today · 4.125%
HK$49,872
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,744/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,208
−HK$2,820/mo
▼ 0.25% · 3.875%
HK$53,608
−HK$1,420/mo
Today · 4.125%
HK$55,028
baseline
▲ 0.50% · 4.625%
HK$57,929
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,056/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,337
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,214
−HK$1,907/mo
Today · 4.125%
HK$64,121
baseline
▲ 0.50% · 4.625%
HK$68,022
+HK$3,901/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,242/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,124
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,924
−HK$1,827/mo
Today · 4.125%
HK$70,751
baseline
▲ 0.50% · 4.625%
HK$74,480
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,502/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,262 · Scale 2, in force from 26 Feb 2026)