LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,522
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$1,059/mo
Today · 4.125%
HK$35,624
baseline
▲ 0.50% · 4.625%
HK$37,792
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,248/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,293
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,293
−HK$1,015/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,226
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,478
−HK$1,271/mo
Today · 4.125%
HK$42,749
baseline
▲ 0.50% · 4.625%
HK$45,350
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,498/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,751
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,952
−HK$1,217/mo
Today · 4.125%
HK$47,169
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,338/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,931
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,391
−HK$1,483/mo
Today · 4.125%
HK$49,874
baseline
▲ 0.50% · 4.625%
HK$52,909
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,748/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,210
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,610
−HK$1,421/mo
Today · 4.125%
HK$55,031
baseline
▲ 0.50% · 4.625%
HK$57,932
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,062/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,340
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,217
−HK$1,906/mo
Today · 4.125%
HK$64,123
baseline
▲ 0.50% · 4.625%
HK$68,025
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,246/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,127
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,928
−HK$1,826/mo
Today · 4.125%
HK$70,754
baseline
▲ 0.50% · 4.625%
HK$74,483
+HK$3,729/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,508/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,288 · Scale 2, in force from 26 Feb 2026)