LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,523
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$1,060/mo
Today · 4.125%
HK$35,625
baseline
▲ 0.50% · 4.625%
HK$37,792
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,250/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,294
−HK$1,014/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,227
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,478
−HK$1,272/mo
Today · 4.125%
HK$42,750
baseline
▲ 0.50% · 4.625%
HK$45,351
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,500/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,752
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,952
−HK$1,218/mo
Today · 4.125%
HK$47,170
baseline
▲ 0.50% · 4.625%
HK$49,656
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,340/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,932
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,391
−HK$1,484/mo
Today · 4.125%
HK$49,875
baseline
▲ 0.50% · 4.625%
HK$52,909
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,750/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,211
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,611
−HK$1,421/mo
Today · 4.125%
HK$55,032
baseline
▲ 0.50% · 4.625%
HK$57,933
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,064/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,341
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,218
−HK$1,906/mo
Today · 4.125%
HK$64,124
baseline
▲ 0.50% · 4.625%
HK$68,026
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,248/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,128
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,929
−HK$1,826/mo
Today · 4.125%
HK$70,755
baseline
▲ 0.50% · 4.625%
HK$74,485
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,510/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,296 · Scale 2, in force from 26 Feb 2026)