LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,523
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,566
−HK$1,060/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,793
+HK$2,167/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,294
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,014/mo
Today · 4.125%
HK$39,309
baseline
▲ 0.50% · 4.625%
HK$41,381
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,618/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,228
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,479
−HK$1,272/mo
Today · 4.125%
HK$42,751
baseline
▲ 0.50% · 4.625%
HK$45,352
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,502/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,753
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,217/mo
Today · 4.125%
HK$47,171
baseline
▲ 0.50% · 4.625%
HK$49,658
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,342/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,933
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,483/mo
Today · 4.125%
HK$49,876
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,752/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,212
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,420/mo
Today · 4.125%
HK$55,033
baseline
▲ 0.50% · 4.625%
HK$57,934
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,066/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,342
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,219
−HK$1,907/mo
Today · 4.125%
HK$64,126
baseline
▲ 0.50% · 4.625%
HK$68,028
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,252/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,130
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,930
−HK$1,827/mo
Today · 4.125%
HK$70,757
baseline
▲ 0.50% · 4.625%
HK$74,487
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,514/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,310 · Scale 2, in force from 26 Feb 2026)