LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,524
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,567
−HK$1,059/mo
Today · 4.125%
HK$35,626
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,252/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,295
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,295
−HK$1,015/mo
Today · 4.125%
HK$39,310
baseline
▲ 0.50% · 4.625%
HK$41,382
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,620/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,229
−HK$2,522/mo
▼ 0.25% · 3.875%
HK$41,480
−HK$1,271/mo
Today · 4.125%
HK$42,751
baseline
▲ 0.50% · 4.625%
HK$45,353
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,502/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,754
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,954
−HK$1,218/mo
Today · 4.125%
HK$47,172
baseline
▲ 0.50% · 4.625%
HK$49,658
+HK$2,486/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,344/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,933
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,393
−HK$1,484/mo
Today · 4.125%
HK$49,877
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$3,034/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,754/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,213
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,613
−HK$1,421/mo
Today · 4.125%
HK$55,034
baseline
▲ 0.50% · 4.625%
HK$57,935
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,068/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,343
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,220
−HK$1,907/mo
Today · 4.125%
HK$64,127
baseline
▲ 0.50% · 4.625%
HK$68,029
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,254/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,131
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,931
−HK$1,827/mo
Today · 4.125%
HK$70,758
baseline
▲ 0.50% · 4.625%
HK$74,488
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,516/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,318 · Scale 2, in force from 26 Feb 2026)