LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,525
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,568
−HK$1,059/mo
Today · 4.125%
HK$35,627
baseline
▲ 0.50% · 4.625%
HK$37,795
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,254/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,296
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,015/mo
Today · 4.125%
HK$39,311
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,622/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,230
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,481
−HK$1,272/mo
Today · 4.125%
HK$42,753
baseline
▲ 0.50% · 4.625%
HK$45,354
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,506/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,755
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,956
−HK$1,217/mo
Today · 4.125%
HK$47,173
baseline
▲ 0.50% · 4.625%
HK$49,660
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,346/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,935
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,395
−HK$1,483/mo
Today · 4.125%
HK$49,878
baseline
▲ 0.50% · 4.625%
HK$52,913
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,756/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,214
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,615
−HK$1,420/mo
Today · 4.125%
HK$55,035
baseline
▲ 0.50% · 4.625%
HK$57,936
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,070/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,345
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,222
−HK$1,907/mo
Today · 4.125%
HK$64,129
baseline
▲ 0.50% · 4.625%
HK$68,031
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,258/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,133
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,933
−HK$1,827/mo
Today · 4.125%
HK$70,760
baseline
▲ 0.50% · 4.625%
HK$74,490
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,520/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,334 · Scale 2, in force from 26 Feb 2026)