LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,528
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,571
−HK$1,060/mo
Today · 4.125%
HK$35,631
baseline
▲ 0.50% · 4.625%
HK$37,799
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,262/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,300
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,300
−HK$1,015/mo
Today · 4.125%
HK$39,315
baseline
▲ 0.50% · 4.625%
HK$41,387
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,630/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,234
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,485
−HK$1,272/mo
Today · 4.125%
HK$42,757
baseline
▲ 0.50% · 4.625%
HK$45,358
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,514/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,759
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,960
−HK$1,218/mo
Today · 4.125%
HK$47,178
baseline
▲ 0.50% · 4.625%
HK$49,665
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,356/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,939
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,399
−HK$1,484/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,219
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,620
−HK$1,421/mo
Today · 4.125%
HK$55,041
baseline
▲ 0.50% · 4.625%
HK$57,942
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,082/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,350
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,228
−HK$1,907/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$68,037
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,139
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$1,827/mo
Today · 4.125%
HK$70,767
baseline
▲ 0.50% · 4.625%
HK$74,497
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,534/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,386 · Scale 2, in force from 26 Feb 2026)