LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,529
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,572
−HK$1,060/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,301
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,301
−HK$1,015/mo
Today · 4.125%
HK$39,316
baseline
▲ 0.50% · 4.625%
HK$41,388
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,632/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,235
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,486
−HK$1,272/mo
Today · 4.125%
HK$42,758
baseline
▲ 0.50% · 4.625%
HK$45,360
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,516/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,761
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,961
−HK$1,218/mo
Today · 4.125%
HK$47,179
baseline
▲ 0.50% · 4.625%
HK$49,666
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,358/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,941
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,401
−HK$1,483/mo
Today · 4.125%
HK$49,884
baseline
▲ 0.50% · 4.625%
HK$52,920
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,768/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,221
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,622
−HK$1,420/mo
Today · 4.125%
HK$55,042
baseline
▲ 0.50% · 4.625%
HK$57,944
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,084/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,352
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,230
−HK$1,907/mo
Today · 4.125%
HK$64,137
baseline
▲ 0.50% · 4.625%
HK$68,039
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,274/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,141
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,942
−HK$1,827/mo
Today · 4.125%
HK$70,769
baseline
▲ 0.50% · 4.625%
HK$74,499
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,538/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,403 · Scale 2, in force from 26 Feb 2026)