LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,529
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,572
−HK$1,060/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,301
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,302
−HK$1,014/mo
Today · 4.125%
HK$39,316
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,632/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,235
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,272/mo
Today · 4.125%
HK$42,759
baseline
▲ 0.50% · 4.625%
HK$45,360
+HK$2,601/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,518/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,761
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,962
−HK$1,218/mo
Today · 4.125%
HK$47,180
baseline
▲ 0.50% · 4.625%
HK$49,667
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,360/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,941
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,401
−HK$1,484/mo
Today · 4.125%
HK$49,885
baseline
▲ 0.50% · 4.625%
HK$52,920
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,770/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,222
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,622
−HK$1,421/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$57,944
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,353
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,230
−HK$1,908/mo
Today · 4.125%
HK$64,138
baseline
▲ 0.50% · 4.625%
HK$68,040
+HK$3,902/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,276/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,142
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,943
−HK$1,827/mo
Today · 4.125%
HK$70,770
baseline
▲ 0.50% · 4.625%
HK$74,500
+HK$3,730/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,540/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,410 · Scale 2, in force from 26 Feb 2026)