LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,530
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,573
−HK$1,059/mo
Today · 4.125%
HK$35,632
baseline
▲ 0.50% · 4.625%
HK$37,800
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,264/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,301
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,302
−HK$1,015/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,389
+HK$2,072/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,236
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,487
−HK$1,272/mo
Today · 4.125%
HK$42,759
baseline
▲ 0.50% · 4.625%
HK$45,361
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,518/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,762
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,962
−HK$1,218/mo
Today · 4.125%
HK$47,180
baseline
▲ 0.50% · 4.625%
HK$49,667
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,360/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,942
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,402
−HK$1,483/mo
Today · 4.125%
HK$49,885
baseline
▲ 0.50% · 4.625%
HK$52,921
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,770/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,222
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,623
−HK$1,420/mo
Today · 4.125%
HK$55,043
baseline
▲ 0.50% · 4.625%
HK$57,945
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,086/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,353
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,231
−HK$1,907/mo
Today · 4.125%
HK$64,138
baseline
▲ 0.50% · 4.625%
HK$68,041
+HK$3,903/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,276/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,143
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,943
−HK$1,827/mo
Today · 4.125%
HK$70,770
baseline
▲ 0.50% · 4.625%
HK$74,501
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,540/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,414 · Scale 2, in force from 26 Feb 2026)