LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,530
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,573
−HK$1,060/mo
Today · 4.125%
HK$35,633
baseline
▲ 0.50% · 4.625%
HK$37,801
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,266/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,302
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,302
−HK$1,015/mo
Today · 4.125%
HK$39,317
baseline
▲ 0.50% · 4.625%
HK$41,390
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,634/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,236
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,488
−HK$1,271/mo
Today · 4.125%
HK$42,759
baseline
▲ 0.50% · 4.625%
HK$45,361
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,518/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,762
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,963
−HK$1,218/mo
Today · 4.125%
HK$47,181
baseline
▲ 0.50% · 4.625%
HK$49,668
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,362/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,942
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,402
−HK$1,484/mo
Today · 4.125%
HK$49,886
baseline
▲ 0.50% · 4.625%
HK$52,921
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,772/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,223
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,623
−HK$1,421/mo
Today · 4.125%
HK$55,044
baseline
▲ 0.50% · 4.625%
HK$57,946
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,088/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,354
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,232
−HK$1,907/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$68,042
+HK$3,903/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,144
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,944
−HK$1,827/mo
Today · 4.125%
HK$70,771
baseline
▲ 0.50% · 4.625%
HK$74,502
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,542/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,421 · Scale 2, in force from 26 Feb 2026)