LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,532
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,575
−HK$1,060/mo
Today · 4.125%
HK$35,635
baseline
▲ 0.50% · 4.625%
HK$37,803
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,270/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,304
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,014/mo
Today · 4.125%
HK$39,319
baseline
▲ 0.50% · 4.625%
HK$41,392
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,638/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,238
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,490
−HK$1,272/mo
Today · 4.125%
HK$42,762
baseline
▲ 0.50% · 4.625%
HK$45,364
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,524/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,765
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,965
−HK$1,218/mo
Today · 4.125%
HK$47,183
baseline
▲ 0.50% · 4.625%
HK$49,670
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,366/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,945
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,405
−HK$1,484/mo
Today · 4.125%
HK$49,889
baseline
▲ 0.50% · 4.625%
HK$52,924
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,778/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,226
−HK$2,821/mo
▼ 0.25% · 3.875%
HK$53,626
−HK$1,421/mo
Today · 4.125%
HK$55,047
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,094/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,358
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,235
−HK$1,908/mo
Today · 4.125%
HK$64,143
baseline
▲ 0.50% · 4.625%
HK$68,046
+HK$3,903/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$128,286/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,147
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,948
−HK$1,827/mo
Today · 4.125%
HK$70,775
baseline
▲ 0.50% · 4.625%
HK$74,506
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.23M · min. income ≈ HK$141,550/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,452 · Scale 2, in force from 26 Feb 2026)