LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,533
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$1,059/mo
Today · 4.125%
HK$35,635
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$2,169/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,270/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,305
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,305
−HK$1,015/mo
Today · 4.125%
HK$39,320
baseline
▲ 0.50% · 4.625%
HK$41,393
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,640/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,239
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,491
−HK$1,271/mo
Today · 4.125%
HK$42,762
baseline
▲ 0.50% · 4.625%
HK$45,364
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,524/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,766
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,966
−HK$1,218/mo
Today · 4.125%
HK$47,184
baseline
▲ 0.50% · 4.625%
HK$49,671
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,368/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,946
−HK$2,943/mo
▼ 0.25% · 3.875%
HK$48,406
−HK$1,483/mo
Today · 4.125%
HK$49,889
baseline
▲ 0.50% · 4.625%
HK$52,925
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,778/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,226
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,627
−HK$1,421/mo
Today · 4.125%
HK$55,048
baseline
▲ 0.50% · 4.625%
HK$57,950
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,096/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,359
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,236
−HK$1,908/mo
Today · 4.125%
HK$64,144
baseline
▲ 0.50% · 4.625%
HK$68,047
+HK$3,903/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,288/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,148
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,949
−HK$1,827/mo
Today · 4.125%
HK$70,776
baseline
▲ 0.50% · 4.625%
HK$74,507
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,552/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,461 · Scale 2, in force from 26 Feb 2026)