LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,534
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,577
−HK$1,060/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,805
+HK$2,168/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,306
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,307
−HK$1,015/mo
Today · 4.125%
HK$39,322
baseline
▲ 0.50% · 4.625%
HK$41,395
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,644/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,241
−HK$2,523/mo
▼ 0.25% · 3.875%
HK$41,493
−HK$1,271/mo
Today · 4.125%
HK$42,764
baseline
▲ 0.50% · 4.625%
HK$45,366
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,528/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,768
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$45,968
−HK$1,218/mo
Today · 4.125%
HK$47,186
baseline
▲ 0.50% · 4.625%
HK$49,673
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,372/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,948
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,408
−HK$1,484/mo
Today · 4.125%
HK$49,892
baseline
▲ 0.50% · 4.625%
HK$52,927
+HK$3,035/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,784/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,229
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,630
−HK$1,421/mo
Today · 4.125%
HK$55,051
baseline
▲ 0.50% · 4.625%
HK$57,952
+HK$2,901/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,102/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,361
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,239
−HK$1,907/mo
Today · 4.125%
HK$64,146
baseline
▲ 0.50% · 4.625%
HK$68,050
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,292/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,151
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,952
−HK$1,827/mo
Today · 4.125%
HK$70,779
baseline
▲ 0.50% · 4.625%
HK$74,510
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,558/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,485 · Scale 2, in force from 26 Feb 2026)