LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,535
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,578
−HK$1,060/mo
Today · 4.125%
HK$35,638
baseline
▲ 0.50% · 4.625%
HK$37,807
+HK$2,169/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,276/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,308
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,308
−HK$1,015/mo
Today · 4.125%
HK$39,323
baseline
▲ 0.50% · 4.625%
HK$41,396
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,646/mo (50% DSR)
Upfront cash ≈ HK$7.90M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,242
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,494
−HK$1,272/mo
Today · 4.125%
HK$42,766
baseline
▲ 0.50% · 4.625%
HK$45,368
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$85,532/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,769
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,970
−HK$1,218/mo
Today · 4.125%
HK$47,188
baseline
▲ 0.50% · 4.625%
HK$49,675
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.82M · min. income ≈ HK$94,376/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,949
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,410
−HK$1,484/mo
Today · 4.125%
HK$49,894
baseline
▲ 0.50% · 4.625%
HK$52,930
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$99,788/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,231
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,632
−HK$1,421/mo
Today · 4.125%
HK$55,053
baseline
▲ 0.50% · 4.625%
HK$57,955
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.29M · min. income ≈ HK$110,106/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,364
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,241
−HK$1,908/mo
Today · 4.125%
HK$64,149
baseline
▲ 0.50% · 4.625%
HK$68,052
+HK$3,903/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,298/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,154
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,955
−HK$1,827/mo
Today · 4.125%
HK$70,782
baseline
▲ 0.50% · 4.625%
HK$74,513
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,564/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,507 · Scale 2, in force from 26 Feb 2026)