LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,539
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,059/mo
Today · 4.125%
HK$35,642
baseline
▲ 0.50% · 4.625%
HK$37,811
+HK$2,169/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,284/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,312
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,015/mo
Today · 4.125%
HK$39,328
baseline
▲ 0.50% · 4.625%
HK$41,401
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,656/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,247
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,499
−HK$1,272/mo
Today · 4.125%
HK$42,771
baseline
▲ 0.50% · 4.625%
HK$45,373
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,542/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,775
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,975
−HK$1,219/mo
Today · 4.125%
HK$47,194
baseline
▲ 0.50% · 4.625%
HK$49,681
+HK$2,487/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,388/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,955
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,483/mo
Today · 4.125%
HK$49,899
baseline
▲ 0.50% · 4.625%
HK$52,936
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,798/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,237
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,638
−HK$1,421/mo
Today · 4.125%
HK$55,059
baseline
▲ 0.50% · 4.625%
HK$57,961
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,118/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,371
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,907/mo
Today · 4.125%
HK$64,156
baseline
▲ 0.50% · 4.625%
HK$68,060
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,312/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,162
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,963
−HK$1,827/mo
Today · 4.125%
HK$70,790
baseline
▲ 0.50% · 4.625%
HK$74,522
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,580/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,571 · Scale 2, in force from 26 Feb 2026)