LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,540
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,583
−HK$1,060/mo
Today · 4.125%
HK$35,643
baseline
▲ 0.50% · 4.625%
HK$37,812
+HK$2,169/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,286/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,313
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,313
−HK$1,016/mo
Today · 4.125%
HK$39,329
baseline
▲ 0.50% · 4.625%
HK$41,402
+HK$2,073/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,658/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,248
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,500
−HK$1,272/mo
Today · 4.125%
HK$42,772
baseline
▲ 0.50% · 4.625%
HK$45,374
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,544/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,775
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,976
−HK$1,218/mo
Today · 4.125%
HK$47,194
baseline
▲ 0.50% · 4.625%
HK$49,682
+HK$2,488/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,388/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,956
−HK$2,944/mo
▼ 0.25% · 3.875%
HK$48,416
−HK$1,484/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,936
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,238
−HK$2,822/mo
▼ 0.25% · 3.875%
HK$53,639
−HK$1,421/mo
Today · 4.125%
HK$55,060
baseline
▲ 0.50% · 4.625%
HK$57,962
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,120/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,372
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,249
−HK$1,908/mo
Today · 4.125%
HK$64,157
baseline
▲ 0.50% · 4.625%
HK$68,061
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,314/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,163
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,964
−HK$1,827/mo
Today · 4.125%
HK$70,791
baseline
▲ 0.50% · 4.625%
HK$74,523
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,582/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,579 · Scale 2, in force from 26 Feb 2026)