LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,541
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,585
−HK$1,060/mo
Today · 4.125%
HK$35,645
baseline
▲ 0.50% · 4.625%
HK$37,814
+HK$2,169/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$71,290/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,314
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,315
−HK$1,015/mo
Today · 4.125%
HK$39,330
baseline
▲ 0.50% · 4.625%
HK$41,404
+HK$2,074/mo
Deposit HK$7.35M · loan HK$7.35M · min. income ≈ HK$78,660/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,250
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,502
−HK$1,272/mo
Today · 4.125%
HK$42,774
baseline
▲ 0.50% · 4.625%
HK$45,376
+HK$2,602/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,548/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,777
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,978
−HK$1,218/mo
Today · 4.125%
HK$47,196
baseline
▲ 0.50% · 4.625%
HK$49,684
+HK$2,488/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,392/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,958
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,419
−HK$1,484/mo
Today · 4.125%
HK$49,903
baseline
▲ 0.50% · 4.625%
HK$52,939
+HK$3,036/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,806/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,240
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,641
−HK$1,422/mo
Today · 4.125%
HK$55,063
baseline
▲ 0.50% · 4.625%
HK$57,965
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,126/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,374
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,252
−HK$1,908/mo
Today · 4.125%
HK$64,160
baseline
▲ 0.50% · 4.625%
HK$68,064
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,320/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,166
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,967
−HK$1,828/mo
Today · 4.125%
HK$70,795
baseline
▲ 0.50% · 4.625%
HK$74,526
+HK$3,731/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,590/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,606 · Scale 2, in force from 26 Feb 2026)