LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,544
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,587
−HK$1,060/mo
Today · 4.125%
HK$35,647
baseline
▲ 0.50% · 4.625%
HK$37,816
+HK$2,169/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$71,294/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,317
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,318
−HK$1,015/mo
Today · 4.125%
HK$39,333
baseline
▲ 0.50% · 4.625%
HK$41,407
+HK$2,074/mo
Deposit HK$7.36M · loan HK$7.36M · min. income ≈ HK$78,666/mo (50% DSR)
Upfront cash ≈ HK$7.91M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,253
−HK$2,524/mo
▼ 0.25% · 3.875%
HK$41,505
−HK$1,272/mo
Today · 4.125%
HK$42,777
baseline
▲ 0.50% · 4.625%
HK$45,380
+HK$2,603/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$85,554/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,781
−HK$2,419/mo
▼ 0.25% · 3.875%
HK$45,982
−HK$1,218/mo
Today · 4.125%
HK$47,200
baseline
▲ 0.50% · 4.625%
HK$49,688
+HK$2,488/mo
Deposit HK$5.88M · loan HK$8.83M · min. income ≈ HK$94,400/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,961
−HK$2,945/mo
▼ 0.25% · 3.875%
HK$48,422
−HK$1,484/mo
Today · 4.125%
HK$49,906
baseline
▲ 0.50% · 4.625%
HK$52,943
+HK$3,037/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$99,812/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,244
−HK$2,823/mo
▼ 0.25% · 3.875%
HK$53,645
−HK$1,422/mo
Today · 4.125%
HK$55,067
baseline
▲ 0.50% · 4.625%
HK$57,969
+HK$2,902/mo
Deposit HK$4.41M · loan HK$10.30M · min. income ≈ HK$110,134/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,379
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,257
−HK$1,908/mo
Today · 4.125%
HK$64,165
baseline
▲ 0.50% · 4.625%
HK$68,069
+HK$3,904/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$128,330/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,171
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,972
−HK$1,828/mo
Today · 4.125%
HK$70,800
baseline
▲ 0.50% · 4.625%
HK$74,532
+HK$3,732/mo
Deposit HK$1.47M · loan HK$13.24M · min. income ≈ HK$141,600/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$551,645 · Scale 2, in force from 26 Feb 2026)